Student loan funds can be categorized into two classifications: long and short term loans. Long term loans are generally low-interest loans administered by the federal Department of Education. Interest rates, eligibility, repayment terms, deferment, and cancellation provisions vary with the specific loan program. Some of the federal loan programs in which the University of North Dakota participates are: Perkins Loan, Direct Loan, PLUS, Grad PLUS, Nursing Student Loan, Primary Care Loan. Canadian Higher Education Loan Program (CanHELP) and private educational loans are also available at UND. Many of the private education loan programs are available to students who are not degree-seeking or are enrolled less than half-time. A more complete listing of private education loans is available at:

Federal requirements require all first time borrowers at UND to attend an Entrance Loan Counseling session prior to receiving loan funds. Exit Loan Counseling is also required at the time a student graduates or drops below half-time enrollment at the University. These requirements must be completed on the internet at:

The short-term emergency educational loan program derives its funds from different sources provided primarily by private donations. Short-term loans are to be paid back within 30 days or the end of the semester, whichever comes first. Students are limited to one short-term loan at a time. The availability of these loans may be restricted based on the amount of funds remaining.

Office of the Registrar

Tel: 701.777.2711
Fax: 701.777.2696

Twamley Hall Room 201
264 Centennial Drive Stop 8382
Grand Forks, ND 58202-8382